Dubai Regulatory Guide

Investor Visa Dubai via Property: Step-by-Step Guide

In Dubai, the property-based investor residence route is not the same as the 10-year Golden Visa. DLD's Investor Residence Application (Taskeen) says a real estate investor who owns a property with a purchase value of at least AED 750,000 at the time of purchase can apply for a two-year renewable residence permit. That is the key distinction buyers often miss: AED 750,000 is the Taskeen threshold, while GDRFA's real-estate Golden Residence route requires AED 2 million or more in property value.

Featured answer

DLD's Taskeen service says a property investor can apply for a two-year renewable residence permit if the property's purchase value is AED 750,000 or more at the time of purchase. This is different from the real-estate Golden Residence route, where GDRFA states the applicant must own one or more properties with a total value of at least AED 2 million.

Investor residence vs Golden Visa: the threshold difference

RouteMinimum Property ValueTermAuthority
DLD Taskeen investor residenceAED 750,000 at time of purchase2 years, renewableDLD Investor Residence Application
GDRFA Golden Residence - real estate investorAED 2,000,000 total property value10 yearsGDRFA Golden Residence permit for investors

How the AED 750K property route works

DLD's Taskeen service is the clearest official reference point for Dubai's property-based investor residence route. DLD says the property investor must own a property with a purchase value of AED 750,000 or more at the time of purchase. The service is described as a two-year renewable residence permit. DLD also says the husband or wife and children can be sponsored, and it publishes separate family-residency fee lines.

Core eligibility conditions buyers should check first

  • Minimum real-estate value: AED 750,000 according to DLD Taskeen.
  • If the property is mortgaged, DLD says 50% of the property value must be paid to the bank or the paid amount must equal AED 750,000, with a bank no-objection letter and mortgage account statement.
  • A husband and wife may share one property if the value is AED 750,000 or more, with a certified marriage contract.
  • For the broader GDRFA property-owner route, the property must be entirely constructed and habitable; buyers should therefore avoid assuming an off-plan reservation alone creates immediate residence eligibility.

Step-by-step process

  1. 1

    Confirm which route you actually qualify for

    Use AED 750,000 as the DLD Taskeen investor-residence threshold and AED 2 million as the real-estate Golden Residence threshold. Many buyers wrongly assume the terms are interchangeable.

  2. 2

    Make sure title documentation is available

    DLD's required documents include an e-Certificate of Title or title deed. In practice, that means you should not assume a property qualifies until its ownership documentation is in order.

  3. 3

    Collect the required documents

    DLD lists passport, title documentation, personal photo, health insurance, UAE ID if any, current residence or entry visa copy if any, and a Dubai-issued good-conduct certificate addressed to DLD.

  4. 4

    If mortgaged, obtain the bank letter and account statement

    DLD's Taskeen terms are explicit on this point: the bank must confirm the position through a no-objection letter and mortgage account statement.

  5. 5

    Submit through the service center route

    DLD's Taskeen process says the customer moves to a service center, submits the requirements and pays the fees, performs the medical examination at the center, then receives the residence permit by email.

  6. 6

    Re-check whether Golden Residence is now the better fit

    If the property value paid or owned has crossed AED 2 million, compare the 10-year Golden Residence route on GDRFA rather than defaulting to the 2-year investor route.

Official fee lines published by DLD Taskeen

ItemAmount
Investor visa - 2 yearsAED 10,212.50
Family residency permit - wifeAED 7,382.25
Family residency permit - daughter over 18AED 7,182.25
Family residency permit - children under 18AED 6,482.25
Family residency permit - son over 18 (1 year)AED 7,182.25
Family residency permit - husband (2 years)AED 7,382.25
Parents residence permit - 1 yearAED 8,882.25
Sponsorship file opening feeAED 318.75

Common mistakes

  • Confusing the AED 750,000 investor-residence threshold with the AED 2 million Golden Residence threshold.
  • Assuming a mortgaged property automatically qualifies without checking DLD's paid-equity requirement and bank no-objection letter condition.
  • Treating an off-plan booking as if it were the same as having title documentation ready for residence processing.
  • Ignoring family-document rules such as marriage certificates and additional proof for adult children.

Need mortgage or legal help first?

Before you structure the property purely around visa eligibility, get a mortgage adviser to confirm the financing side and a property lawyer or licensed service intermediary to confirm whether the ownership documents, mortgage status, and residence route all align. This page is informational only and is not immigration or legal advice.

References

Informational only. Residence and immigration processing can change, and specific cases depend on ownership structure, mortgage status, title documentation, and live authority requirements. Always verify the latest service terms on dubailand.gov.ae and gdrfad.gov.ae.

Frequently Asked Questions

DLD's Taskeen page says the minimum property purchase value is AED 750,000.

DLD describes the Taskeen route as a two-year renewable residence permit.

Yes, but DLD says 50% of the value must be paid to the bank or the paid amount must equal AED 750,000, and the file must include a bank no-objection letter and mortgage account statement.

The DLD Taskeen route is a two-year renewable residence permit tied to AED 750,000 property value, while GDRFA's real-estate Golden Residence route is a 10-year category that requires AED 2 million or more in property value.

PT

PropertyWiki Team

Editorial Team

Published: April 1, 2026

Updated: April 1, 2026

The PropertyWiki editorial team brings together real estate experts, legal advisors, and market analysts to provide comprehensive property guidance for international investors.