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DLD's Taskeen service says a property investor can apply for a two-year renewable residence permit if the property's purchase value is AED 750,000 or more at the time of purchase. This is different from the real-estate Golden Residence route, where GDRFA states the applicant must own one or more properties with a total value of at least AED 2 million.
Investor residence vs Golden Visa: the threshold difference
| Route | Minimum Property Value | Term | Authority |
|---|---|---|---|
| DLD Taskeen investor residence | AED 750,000 at time of purchase | 2 years, renewable | DLD Investor Residence Application |
| GDRFA Golden Residence - real estate investor | AED 2,000,000 total property value | 10 years | GDRFA Golden Residence permit for investors |
How the AED 750K property route works
DLD's Taskeen service is the clearest official reference point for Dubai's property-based investor residence route. DLD says the property investor must own a property with a purchase value of AED 750,000 or more at the time of purchase. The service is described as a two-year renewable residence permit. DLD also says the husband or wife and children can be sponsored, and it publishes separate family-residency fee lines.
Core eligibility conditions buyers should check first
- Minimum real-estate value: AED 750,000 according to DLD Taskeen.
- If the property is mortgaged, DLD says 50% of the property value must be paid to the bank or the paid amount must equal AED 750,000, with a bank no-objection letter and mortgage account statement.
- A husband and wife may share one property if the value is AED 750,000 or more, with a certified marriage contract.
- For the broader GDRFA property-owner route, the property must be entirely constructed and habitable; buyers should therefore avoid assuming an off-plan reservation alone creates immediate residence eligibility.
Step-by-step process
- 1
Confirm which route you actually qualify for
Use AED 750,000 as the DLD Taskeen investor-residence threshold and AED 2 million as the real-estate Golden Residence threshold. Many buyers wrongly assume the terms are interchangeable.
- 2
Make sure title documentation is available
DLD's required documents include an e-Certificate of Title or title deed. In practice, that means you should not assume a property qualifies until its ownership documentation is in order.
- 3
Collect the required documents
DLD lists passport, title documentation, personal photo, health insurance, UAE ID if any, current residence or entry visa copy if any, and a Dubai-issued good-conduct certificate addressed to DLD.
- 4
If mortgaged, obtain the bank letter and account statement
DLD's Taskeen terms are explicit on this point: the bank must confirm the position through a no-objection letter and mortgage account statement.
- 5
Submit through the service center route
DLD's Taskeen process says the customer moves to a service center, submits the requirements and pays the fees, performs the medical examination at the center, then receives the residence permit by email.
- 6
Re-check whether Golden Residence is now the better fit
If the property value paid or owned has crossed AED 2 million, compare the 10-year Golden Residence route on GDRFA rather than defaulting to the 2-year investor route.
Official fee lines published by DLD Taskeen
| Item | Amount |
|---|---|
| Investor visa - 2 years | AED 10,212.50 |
| Family residency permit - wife | AED 7,382.25 |
| Family residency permit - daughter over 18 | AED 7,182.25 |
| Family residency permit - children under 18 | AED 6,482.25 |
| Family residency permit - son over 18 (1 year) | AED 7,182.25 |
| Family residency permit - husband (2 years) | AED 7,382.25 |
| Parents residence permit - 1 year | AED 8,882.25 |
| Sponsorship file opening fee | AED 318.75 |
Common mistakes
- Confusing the AED 750,000 investor-residence threshold with the AED 2 million Golden Residence threshold.
- Assuming a mortgaged property automatically qualifies without checking DLD's paid-equity requirement and bank no-objection letter condition.
- Treating an off-plan booking as if it were the same as having title documentation ready for residence processing.
- Ignoring family-document rules such as marriage certificates and additional proof for adult children.
Official links
Need mortgage or legal help first?
Before you structure the property purely around visa eligibility, get a mortgage adviser to confirm the financing side and a property lawyer or licensed service intermediary to confirm whether the ownership documents, mortgage status, and residence route all align. This page is informational only and is not immigration or legal advice.
References
- DLD: https://dubailand.gov.ae/en/eservices/request-for-investor-visa/Official Taskeen investor-residence threshold, fees, and service terms.
- GDRFA: https://gdrfad.gov.ae/en/services/d551ce81-52e8-11ea-0320-0050569629e8Official property-owner visa service context.
- GDRFA: https://www.gdrfad.gov.ae/en/services/8ea80da4-f43e-11eb-0320-0050569629e8Official Golden Residence investor threshold and requirements.
Informational only. Residence and immigration processing can change, and specific cases depend on ownership structure, mortgage status, title documentation, and live authority requirements. Always verify the latest service terms on dubailand.gov.ae and gdrfad.gov.ae.