Stamp Duty on a £600,000 Property: 2025–26 Figures for Every Buyer Type
In short
Stamp duty on a £600,000 property in England is £20,000 for a standard buyer and £50,000 for a buy-to-let or second home. First-time buyer relief does not apply above £500,000, so a first-time buyer pays the standard £20,000 SDLT. Scotland LBTT is £33,350 and Wales LTT is £25,500. These figures exclude legal, mortgage and survey costs.
At £600,000, first-time buyer relief is no longer available in England, which makes the standard SDLT figure the relevant benchmark for most owner-occupiers. The cross-border comparison also becomes more pronounced.
Stamp duty at a glance
First-time buyer relief has disappeared, so the England standard and ineligible first-time buyer bills are identical.
| Buyer Type | SDLT (England) | LBTT (Scotland) | LTT (Wales) |
|---|---|---|---|
| Standard buyer | £20,000 | £33,350 | £25,500 |
| First-time buyer | Ineligible — £20,000 standard SDLT applies | Standard LBTT shown: £33,350 | Standard LTT shown: £25,500 |
| Additional dwelling | £50,000 (standard + 5%) | Standard LBTT shown: £33,350 | Standard LTT shown: £25,500 |
| Effective rate (standard) | 3.33% | 5.56% | 4.25% |
How Stamp Duty Is Calculated on £600,000
For England and Northern Ireland, the standard SDLT bill on £600,000 is £20,000 because SDLT is calculated in slices, not by applying one rate to the whole price. The first £125,000 is taxed at 0%, the next slice to £250,000 at 2%, and the amount above £250,000 at 5% until the £925,000 threshold. The exact standard SDLT effective rate at this price is 3.33%.
| Band | Taxable Amount | Rate | Tax |
|---|---|---|---|
| £0–£125,000 | £125,000 | 0% | £0 |
| £125,001–£250,000 | £125,000 | 2% | £2,500 |
| £250,001–£925,000 | £350,000 | 5% | £17,500 |
| Total SDLT | £20,000 |
First-Time Buyer Stamp Duty on £600,000
First-time buyer relief is not available on a £600,000 purchase because the price is above £500,000. The buyer therefore pays the same SDLT as a standard buyer: £20,000. In this data model, `ftb_eligible` is false and the first-time buyer saving is set to £0 to avoid implying relief that cannot be claimed.
First-time buyer relief is not available above £500,000.
Stamp Duty on £600,000 Buy-to-Let or Second Home
For an additional dwelling in England, this page calculates SDLT as standard SDLT plus a 5% surcharge on the full purchase price. On £600,000, the surcharge is £30,000, so the total additional-dwelling SDLT is £50,000. The effective England rate for this scenario is 8.33%.
How Does £600,000 Compare Across England, Scotland and Wales?
The same £600,000 purchase produces different standard tax bills across the UK because SDLT, LBTT and LTT use different band thresholds. At this price, England standard SDLT is £20,000, Scotland LBTT is £33,350, and Wales LTT is £25,500.
| Jurisdiction | Tax | Standard Tax Due | Effective Rate | Difference vs England |
|---|---|---|---|---|
| England & Northern Ireland | SDLT | £20,000 | 3.33% | Baseline |
| Scotland | LBTT | £33,350 | 5.56% | £13,350 more than England |
| Wales | LTT | £25,500 | 4.25% | £5,500 more than England |
Properties Near This Price
Buyers comparing properties around £600,000 should check the neighbouring price points because one extra bid can move part of the price into a higher marginal band. The links below pre-fill the calculator for nearby values and show the standard England SDLT figure.
Adjust for your exact situation — add a different price, switch to Scotland or Wales, or check buy-to-let costs.
Open Full Calculator →Frequently Asked Questions
Stamp duty on a £600,000 house in England is £20,000 for a standard buyer. An eligible first-time buyer pays Ineligible — £20,000 standard SDLT applies, and a buy-to-let or second home buyer pays £50,000 using the additional-dwelling calculation in this page.
First-time buyers do not get SDLT relief on a £600,000 purchase because the price is above £500,000. The standard SDLT bill of £20,000 applies.
Using the additional-dwelling calculation in this page, stamp duty on a £600,000 second home in England is £50,000. That is the standard SDLT of £20,000 plus a 5% surcharge on the full purchase price, equal to £30,000.
No. On a £600,000 property, standard LBTT in Scotland is £33,350 and standard LTT in Wales is £25,500, compared with standard SDLT of £20,000 in England and Northern Ireland.
For England and Northern Ireland, SDLT is normally filed and paid within 14 days of the effective transaction date, usually completion. In practice, the buyer’s solicitor or conveyancer usually files the return and pays the tax from completion funds.