Australia Edition
RBA Analysis|April 6, 2026

RBA Decision April 2026: Impact on Property

There is no RBA Monetary Policy Board meeting scheduled in April 2026. The cash rate target remains at 4.10% after the 17 March 2026 decision, with the next scheduled update due on 5 May 2026.

Headline

There is no RBA Monetary Policy Board meeting scheduled in April 2026, so there is no April cash-rate decision to report. The cash rate target remains 4.10% after the 17 March 2026 decision, with the next scheduled update due at 2.30 pm on 5 May 2026.

Data Table

MetricValueSource
Current cash rate4.10%RBA
ChangeNo April 2026 Monetary Policy Board meeting scheduledRBA meeting calendar
Next meeting4–5 May 2026 (decision at 2.30 pm on 5 May 2026)RBA

Immediate Property Impact

Variable rate mortgage holders

No additional April RBA basis-point change applies because no April Board meeting was scheduled. The latest RBA move remained the 25 basis-point increase announced on 17 March 2026.

New borrowers

Borrowing-capacity settings in April reflect lender pricing and serviceability settings after the March increase rather than a new April cash-rate decision.

Investors

There is no separate April RBA pass-through to report. Any April mortgage repricing reflects the March decision and lender-specific pricing changes.

Context

The official RBA meeting calendar for 2026 lists Monetary Policy Board meetings in February, March, May, June, August, September, November and December. April is not one of the scheduled decision months in 2026.

The latest cash-rate move before this article was the 17 March 2026 decision, when the Board increased the cash rate target by 25 basis points to 4.10%. The RBA cash-rate overview page lists 18 March 2026 as the effective date and 5 May 2026 as the next update.

Because there is no April meeting, an April-specific lender reaction section is not applicable. The next valid release window is the May 2026 meeting.

FAQ

What did the RBA decide in April 2026?

The RBA did not make an April 2026 monetary policy decision because the Monetary Policy Board was not scheduled to meet in April. The cash rate target therefore remained at 4.10%, the level set after the 17 March 2026 decision.

How does this affect my mortgage?

There was no additional April RBA move to change mortgage repayments. Any change visible on a variable mortgage in April would be tied to lender pricing after the March 2026 rate increase, not to a new April Board decision. For reporting purposes, this means the April period should be treated as a continuation of the March settings rather than a new decision event.

Sources

Published: April 6, 2026 | By PropertyWiki Team

This article is for informational purposes only and does not constitute investment advice. The RBA Monetary Policy Board does not meet in April 2026; this article reflects the published RBA calendar.